Thinking it’s okay to spend more because you will get paid. This is the first sign of poor debt management or not taking unforeseen circumstances that could take affect.
If possible, always avoid credit cards as these can have bad repercussions in the future. Try to manage on normal household debit cards and make cuts where necessary to see you out of a bad patch.
If you are expecting to move homes in the next few months, it is best to start saving especially if you are renting as you could end up paying 2 rental agreements until the first one finishes. Been made evicted? Then call the local council immediately or if no avail then call us immediately.